For insurers
Agents in claims and underwriting.
Bound to your guidelines.
Let agents handle intake, triage and routine decisions inside your underwriting guidelines, claims manuals and authority limits. Prove every outcome to regulators and reinsurers.
Where it applies
Processes to factify first.
Claims assessed against the claims manual; payouts held within each authority limit.
Risks evaluated against guidelines and appetite; referrals where your rules require a person.
Intake, coverage checks and next steps applied consistently from the first contact.
Referral rules enforced on every claim, not sampled.
Endorsements and changes made only where product wording allows.
A new guideline version applies to every agent the moment it is sealed.
What gets sealed
Your real intent, one Sealed Truth.
- Which guideline version each decision followed
- Every referral, override and judgment, by whom
- A complete case file for regulators and reinsurers
Bring one process. See it Factified.
A working session with our team on one of your real processes: where its rules live today, where they conflict, and what it looks like sealed.