For banks
Agents in lending and onboarding.
Every decision inside policy.
Put AI agents to work on credit, KYC and servicing, bound to your credit policy, authority matrix and regulatory obligations. Every decision provable to examiners.
Where it applies
Processes to factify first.
Applications checked against credit policy; exceptions routed to the approver your authority matrix names.
Each check and document requirement applied the same way, for every customer, every time.
Alerts dispositioned by your procedures, with escalation where your rules say a person decides.
Classification, timelines and responses held to your complaints procedure.
When credit policy changes, every agent follows the new version from the moment it is sealed.
Customer treatment rules enforced consistently, with a full record of each case.
What gets sealed
Your real intent, one Sealed Truth.
- Which policy version governed each credit decision
- Who overrode a decision, and why
- A replay of any case for an examiner or auditor
Bring one process. See it Factified.
A working session with our team on one of your real processes: where its rules live today, where they conflict, and what it looks like sealed.