The policies that run your bank aren't in a form your agents can follow
Factify is the governed evidence layer between your KYC/CDD workflows and the facts your agents act on.
Why banks choose Factify
Policy Crystallization
Credit policies, BSA/AML rules, fair lending requirements, model risk guidelines - they don't live in 40-page Word docs anymore. They become executable logic your agents enforce at decision time. Every workflow runs on what's actually approved, not what someone remembered.
Deterministic Execution
Whether it's a credit decision, a flagged transaction, or a loan exception - every agent ran on the same certified policy as the last one. Same input, same output. That's what "consistent" means when the CFPB is reviewing your decisioning.
Always Current
When the OCC updates guidance or your credit committee changes a policy after a board meeting, your agents know before the next decision. No gap between what's approved at the top and what's enforced at the edge.
Chain of Custody
When an examiner asks about a specific credit decision from 14 months ago - what policy was in force, who last approved it, what data the agent acted on - you have the answer in seconds. Not weeks of forensic reconstruction.
Where banks are deploying agents today
Customer Onboarding
Agents collect, verify, and certify client data against current onboarding policy - every time, without exceptions or manual QA loops.
KYC / Customer Due Diligence
CDD and EDD evidence packs built automatically, with every fact certified against the policy version in force at the time of review.
AML
Monitoring
Case investigations run on certified transaction data only. Every finding is sealed with the policy it was evaluated against - examiner-ready from day one.
Account Opening & Maintenance
Authorized signer changes and account updates execute only when policy conditions are met. No uncertified decisions reach production.
Loan
Origination
Credit file assembly and QA run on current policy - not last quarter's guidelines. Agents flag gaps before a human ever touches the file.
Credit Underwriting
Annual reviews and renewals processed against the exact policy version active at decision time. Consistent outcomes, full traceability.
