For banks

Agents in lending and onboarding.
Every decision inside policy.

Put AI agents to work on credit, KYC and servicing, bound to your credit policy, authority matrix and regulatory obligations. Every decision provable to examiners.

Where it applies

Processes to factify first.

  • Credit decision support

    Applications checked against credit policy; exceptions routed to the approver your authority matrix names.

  • KYC and onboarding

    Each check and document requirement applied the same way, for every customer, every time.

  • AML alert triage

    Alerts dispositioned by your procedures, with escalation where your rules say a person decides.

  • Complaints handling

    Classification, timelines and responses held to your complaints procedure.

  • Policy change rollout

    When credit policy changes, every agent follows the new version from the moment it is sealed.

  • Hardship and collections

    Customer treatment rules enforced consistently, with a full record of each case.

What gets sealed

Your real intent, one Sealed Truth.

  • Credit policy
  • Lending authority matrix
  • KYC / AML procedures
  • Product terms
  • Regulatory guidance
  • Tribal knowledge

Sealed Truth

What you can prove

  • Which policy version governed each credit decision
  • Who overrode a decision, and why
  • A replay of any case for an examiner or auditor

Bring one process. See it Factified.

A working session with our team on one of your real processes: where its rules live today, where they conflict, and what it looks like sealed.

Book a session

Book a demo

See your process Factified.

A 30-minute session with our team on one of your real processes: where its rules live today, where they conflict, and what it looks like sealed. Leave your work email and we’ll set up a time.

No deck, no pitch. One of your processes, live.